Buying a home is an exciting time and there are many things to carefully consider. You must first understand your monthly costs as these can add up quickly. Do not forget to include utilities, maintenance, taxes, insurance, HOA fees, and other housing costs. Make sure that you have shopped for the lowest interest rate that you can get. Interest rates really matter and it will affect your monthly payment as well as how much extra you will pay over the life of the loan. Even one percentage point will make a huge difference. Location is a big deal. Think about how close you are to work, schools, stores, and consider the surrounding homes. Location is a major factor for when you go to sell as well. Make sure that you check out the school, parks, and local community life before buying a home. Finally, this is likely one of the largest purchases you will ever make, so be sure to use an experienced local real estate agent. They should know the area, be a good communicator, and clearly understand your needs and the home buying process. If you are ready to buy, give us a call. Pinyon Properties is your real estate one-stop-shop!
