Buying a house is a major goal and important life decision. Prepare yourself by saving up money for a down payment and for all of the associated costs to buying a home. If your credit score is not in the good to excellent range then start working on getting that score higher. You may need to pay off debts to do this. There are credit score professionals that can be hired to help you raise your credit worthiness. Shop lenders to get the best interest rate and get pre-approved. You will need to have a pre-approval letter before making an offer on a home. Interview real estate agents that know the are you want to live in. Experience, communication, reputation, and integrity all matter when choosing a real estate professional. Once you know your budget, write down your must haves in a house. Drive the areas you are interested in during the day, night and weekends. The more information you have the better decision you will make.
